Owner-Occupier Commercial Mortgages

Portrait of Kelvin Smith, Commercial Finance Specialist at Pinpoint Finance.

Kelvin Smith


Send Kelvin a message

    I have read the Pinpoint Finance Customer Privacy Policy:

    Tailored Mortgage Solutions for Buying Your Business Premises.

    Looking to buy or refinance your business premises?

    At Pinpoint Finance, we specialise in owner-occupier commercial mortgages that give you the financial flexibility your business needs. We understand that every business is unique, and we’re here to provide a commercial mortgage solution as unique as yours.

    It is a big step for any business owner to purchase their own premises. And knowing where to start or who to talk to is your first step positive step forward.

    Benefits of Owner-Occupier Commercial Mortgages

    Choosing an owner-occupier commercial mortgage can offer several advantages:

    Control Over Your Premises: Own your business premises and enjoy the freedom to modify the property to suit your business needs, without the need for landlord permissions.

    Asset Appreciation: Real estate often appreciates over time, potentially increasing your business’s asset value. An owner-occupier commercial mortgage can be a strategic investment for your business’s future.

    Stability: Owning your premises provides stability, protecting you from lease terminations or rent increases. This stability can be invaluable in a volatile commercial rental market.

    Ready to secure your business premises with an owner-occupier commercial mortgage?

    Start your journey with Pinpoint Finance today. Our experts are ready to provide the guidance and the personalised service you need.

    Why Pinpoint Finance for Your Commercial Mortgage?

    Choosing Pinpoint Finance means:

    Expert Guidance: Our team of experienced advisors are here to guide you through the complexities of securing a commercial mortgage, ensuring you’re well-informed every step of the way.

    Bespoke Solutions: We tailor our mortgage solutions to your specific business needs and circumstances. Whether you’re a small business owner or run a large corporation, we can find an owner-occupier commercial mortgage that fits your needs.

    Access to a Diverse Range of Lenders: We work with a wide range of lenders, enabling us to find the best commercial mortgage solution for your business. Saving you time, money and stress!

    Our Step-by-Step Process for Securing Your Owner-Occupier Commercial Mortgage

    Step 1: Discovery Call – We begin our process with a discovery call. This is our opportunity to understand you better, learn about your business, and discuss your needs and goals. This initial conversation sets the foundation for our working relationship in securing your commercial mortgage for you.

    Step 2: Consultation – Following the discovery call, we delve deeper into understanding your business needs and financial situation. We’ll discuss your goals for your business premises and how an owner-occupier commercial mortgage can help you achieve them. This consultation allows us to tailor our mortgage solution to your unique circumstances.

    Step 3: Lender Selection – Once we have a clear understanding of your needs, we start the search for the most suitable commercial mortgage options for you. We consider various factors such as interest rates, loan terms, and lender reliability. Our access to a wide range of lenders allows us to find the perfect commercial mortgage that aligns with your business needs and financial situation.

    Step 4: Application Support – After selecting the most suitable mortgage option, we’ll take control of the application process. This involves ensuring all paperwork is correctly completed and submitted in a timely manner. We understand that the application process can be daunting, so we’re here to make it as smooth as possible for you. We’ll also liaise with the lenders on your behalf, the valuer and solicitors, all saving you time and effort.

    Step 5: Completion – Our job isn’t done just yet. Once your commercial mortgage is approved, we must ensure we get you over the line! We’ll guide you through the final steps, managing all parties involved all the way to formal completion.  We won’t lie,  a commercial mortgage can take several months from start to finish, and our team will be there to ensure the process completes smoothly, allowing you to focus on what matters most – running your business.

    Looking for a mortgage for a buy to let residential property?

    Visit out buy to let mortgages page here.

    Send Kelvin a message

      I have read the Pinpoint Finance Customer Privacy Policy:

      At Pinpoint Finance, we’re proud to offer you the following related commercial mortgage products:

      • Commercial Bridging Loans
      • 2nd Charge Business Loans
      • Independent legal Advice Services
      • Personal Guarantee Insurance
      image representing commercial mortgages.

      Latest news