Bridging Loan Experts in York and across Yorkshire

Bridging Loans: Fast, Flexible Solutions for Property Purchases

If you need fast, short-term finance to secure a property, a bridging loan could be the ideal solution. At Pinpoint Finance, we specialise in offering tailored bridging loans that can help you achieve your goals quickly and efficiently.

Whether you’re buying a residential property, managing a property development, or even purchasing at auction, bridging loans offer the flexibility to move fast in a competitive market. Our expert bridging loan finance team will guide you through every step of the process, making sure you understand your options and find the best deal for your needs.

• Why Choose a Bridging Loan?

  Here are some of the key benefits of choosing a bridging loan:

  • Fast access to funds: Bridging loans are designed to provide finance quickly, often within 10 to 28 days. This makes them ideal for time-sensitive transactions.
  • Flexibility: You can use a bridging loan for a wide range of purposes, from purchasing property at auction to acquiring that must-have property quickly.
  • Tailored terms: We work with you to ensure the terms of the bridging loan solution suit your specific needs, whether it’s for a short period or up to 24 months.

If it helps, Pinpoint Finance is FCA-Regulated and Authorised, which means we can assist you with a bridging loan solution on a property you wish to leave in or for business purposes. We’ve also been proud members of the NACFB since 2015, so you can be assured that everything we say and do meets the highest standards you would expect when seeking bridging loan finance.

The process of obtaining a bridging loan is simple and straightforward. First, you’ll need to secure the loan against a property. This could be a property you already own or one you’re purchasing. We will assess the property’s value and your specific requirements to determine how much you can borrow.

From there, our team will handle the paperwork, valuations, and legal requirements to ensure you get your funds as quickly as possible. The loan term typically lasts between 1 to 24 months, and you can choose to pay the loan back in full when the term ends or after your existing property sells.