Property finance

Keith Humphreys

Keith Humphreys


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    Struggling to find the right type of property finance?

    Across the UK, many people are looking to build or improve existing housing stock. But to make this happen, they need to access the right Development Finance facility.

    We know this isn’t always easy. But as experienced ex-bankers, we understand the challenges you face. We will help you at every stage of the process, giving you access to wide range of innovative property finance products.

    Each lender we deal with has their own unique lending criteria and so we apply all of our knowledge and market experience to find the best products for your needs.

    Expert help with refurbs and new builds

    Are you an experienced developer purchasing land for residential development? Or perhaps converting a commercial property into residential flats through permitted development?
    Whether you need to use traditional senior loans in conjunction with a mezzanine facility, stretched senior loans or even a Joint Venture, we have it covered.

    What kinds of development projects can we fund?

    Size doesn’t matter to us when it comes to development projects. And whether you are highly experienced or a first time developer, our expertise can help. Here are just some of the types of project we can fund:

    • Single units or large scale schemes
    • Apartment and flats
    • Permitted developments
    • Conversions – residential or commercial
    • Commercial developments
    • Part-completed developments

    The go-to specialists in bridging finance

    Looking for a bridging loan? Need funds quickly or for a short period of time? A bridging loan may be the perfect solution. Pinpoint Finance’s team of experts understand that you just can’t be sitting around waiting for a lender to give you an answer. That’s why we work closely with a number of lenders who recognise the need for speed in these situations – and who will tailor a solution to meet you specific circumstances.

    As regulated brokers, we can help you to use your home to quickly raise the finance you need, when you need it. This type of finance is perfect for a property chain break, to secure that perfect next home or for a property bought at auction.
    As an example, you might have a growing young family, and you’re looking to buy a bigger home closer to your favourite school. You’re ready to buy, but you’re waiting on a long chain of other purchasers to move and free up funds. In this situation, we might recommend that you get regulated bridging finance to break the chain and secure the new property.

    Once your old property sells, you can then get a new mortgage on the house you’re buying and use your funds to pay back the bridging loan. With fixed rates, clearly detailed fees, rolled up interest and no early repayment charges you won’t be left in the dark.

    In another scenario, you might be downsizing after the kids have left home. You’ve found a property but need cash for the deposit to secure it. Again, a bridging loan could be perfect here – helping you to purchase your new property quickly, without having to wait for the sale of your old home. Once you sell, you simply pay back the loan.

    Whatever your needs, we have access to a wide range of products and our experts are happy to advise and guide you all the way.

    Want a residential mortgage on a property to live in?

    Visit our Residential Mortgage Page here

    At Pinpoint Finance, we offer the following products and services for property mortgage customers:

    property finance
    • Development Finance
    • Development Exit Finance
    • Refurbishment Finance
    • Auction Finance
    • Bridge to Let Mortgages
    • Bridging Loans
    • Regulated Bridging Loans
    • Buy to Let Mortgages
    • Commercial Mortgages
    • Self Build Mortgages

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