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Struggling to find the right type of property finance?
Across the United Kingdom, many people are looking to build or improve existing housing stock. But to make this happen, they need to access the right Property Finance facility.
We know this isn’t always easy. But as experienced ex-bankers, we understand the challenges you face. We will help you at every stage of the process, giving you access to wide range of innovative property finance products.
Each lender we deal with has their own unique lending criteria and so we apply all of our knowledge and market experience to find the best products for your needs.
If you are an experienced developer or just starting out, we have your back! If you are looking to buy land for a residential development project or convert a commercial property into residential flats through permitted development? We’ve got you covered.
We understand that finding the right property finance for your project can be a challenge, which is why we offer a wide range of funding options. From high street banks to challenger banks, specialist lenders, P2P funders, and even high net worth individuals. We’re a different bread of broker here at Pinpoint Finance, we offer our expert advice on structuring your project, the proposed security or collateral needed. You can be sure you’re getting the best possible chance of securing the finance you need. We’ll even come along with you to those all-important site meetings, if required. We don’t just stop there we’ll stay with you throughout the lending and legal process to make sure everything runs smoothly, and you hit your funding deadlines.
We know that every project has its own challenges, but with our understanding of the pressure points and how to speed up the process, we’ll help you minimize and the stress that comes with applying for development finance. So let’s get started and bring your next project to life!
What kinds of development projects can we fund?
Size doesn’t matter to us when it comes to development projects. And whether you are highly experienced or a first time developer, our expertise can help. Here are just some of the types of project we can fund:
- Single units or large scale schemes
- Apartment and flats
- Permitted developments
- Conversions – residential or commercial
- Commercial developments
- Part-completed developments
Looking for a bridging loan? Need funds quickly or for a short period of time? A bridging loan may be the perfect solution. Pinpoint Finance’s team of experts understand that you just can’t be sitting around waiting for a lender to give you an answer. That’s why we work closely with a number of lenders who recognise the need for speed in these situations – and who will tailor a solution to meet your specific circumstances. What every the property asset you are funding, the security or collateral on offer, we have a bridging loan funder that will fits your needs.
As regulated brokers, we can also help you to use your home to quickly raise the finance you need, when you need it. This type of finance is perfect for a property chain break, or to secure that perfect next home or for a property bought at auction.
As an example, you might have a growing young family, and you’re looking to buy a bigger home closer to your favourite school. You’re ready to buy, but you’re waiting on a long chain of other purchasers to move and free up funds. In this situation, we might recommend that you get regulated bridging finance to break the chain and secure the new property.
Once your old property sells, you can then get a new mortgage on the house you’re buying and use your funds to pay back the bridging loan. With fixed rates, clearly detailed fees, rolled up interest and no early repayment charges you won’t be left in the dark.
In another scenario, you might be downsizing after the kids have left home. You’ve found a property but need cash for the deposit to secure it. Again, a bridging loan could be perfect here – helping you to purchase your new property quickly, without having to wait for the sale of your old home. Once you sell, you simply pay back the loan.
One stop shop! – Being directly authorised by the FCA we can advise not just on your bridging loan but also your residential mortgage. Most brokers want to choose which part of the transaction they want to do, “or can do”. Here, at Pinpoint finance, we keep it simple and keep it all under one roof.
Whatever your needs, we have access to a wide range of products and our experts are happy to advise and guide you all the way.
Want a residential mortgage on a property to live in?
Visit our Residential Mortgage Page here
Real Estate Finance
Looking for a down to earth real estate finance team you can trust? We can offer a wide range of property finance solutions on a large range of different asset classes. If you are looking for a bespoke lending solution for your retail or business premises or commercial investment property, visit our Commercial Mortgage Page here
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At Pinpoint Finance, we offer the following products and services for property mortgage customers:
- Development Finance
- Development Exit Finance
- Refurbishment Finance
- Auction Finance
- Bridge to Let Mortgages
- Bridging Loans
- Regulated Bridging Loans
- Buy to Let Mortgages
- Commercial Mortgages
- Self Build Mortgages