Website Disclaimer

Pinpoint Finance is a trading style of Pinpoint Commercial Finance Ltd, which is authorised and regulated by the Financial Conduct Authority, number 733225. We are registered with the Information Commissioner’s Office under registration number ZA146757.

1. About this disclaimer

This disclaimer governs your use of the Pinpoint Finance website at pinpoint.finance. By accessing or using this website you agree to the terms set out below. If you do not agree with them, please stop using the site.

This disclaimer operates alongside our Customer Privacy Notice, our Cookie Policy, and any Terms of Business or Initial Disclosure Document we issue to you at the start of a client relationship.

2. Information, not advice

The content on this website is provided for general information only. It is not financial, mortgage, tax, legal or other professional advice, and should not be relied on as the basis for any decision. Personal recommendations are only given through a formal advice process, supported by a written suitability report and our Initial Disclosure Document.

If you would like advice tailored to your circumstances, please contact us to arrange an appointment.

3. Our regulatory status

Pinpoint Commercial Finance Ltd is authorised and regulated by the Financial Conduct Authority (FCA), firm reference number 733225. You can verify our status on the FCA’s Financial Services Register.

The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages and most forms of commercial finance. Where we arrange unregulated finance for you, this will be made clear at the outset and confirmed in writing.

4. Accuracy and currency of information

We take reasonable care to keep the information on this website accurate and up to date. However, lender criteria, interest rates, product availability, and tax and regulatory rules change frequently. We do not warrant that website content is complete, current or free from error, and we accept no responsibility for decisions made solely on the basis of information you read here. Please speak to us, or another suitably qualified adviser, before acting.

5. Risk warnings

Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Some lending and finance products carry additional risks, including the potential loss of capital and personal guarantees on commercial facilities. Specific risk warnings, fees and total cost information will be provided as part of any personal recommendation.

6. Third-party links

This website contains links to third-party websites that we believe may be of interest. These links are provided for convenience only. We do not control third-party sites and are not responsible for their content, accuracy, security or privacy practices. Inclusion of a link does not imply endorsement.

7. Intellectual property

All content on this website, including text, graphics, logos, images, video, audio and software, is the property of Pinpoint Commercial Finance Ltd or its licensors, and is protected by UK and international copyright, trade mark and other intellectual property laws. You may view, download and print extracts for your own personal, non-commercial use, provided you keep all copyright and proprietary notices intact. Any other reproduction, distribution, modification, framing or commercial use is prohibited without our prior written consent.

8. Limitation of liability

To the fullest extent permitted by law, Pinpoint Commercial Finance Ltd, its directors, employees and partners exclude all liability for any direct, indirect or consequential loss arising out of, or in connection with, use of this website or any reliance placed on its content.

Nothing in this disclaimer excludes or limits any liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation, death or personal injury caused by our negligence, or our duties to you under the Financial Conduct Authority’s Consumer Duty (PRIN 2A).

9. Availability of the website

We aim to keep this website available at all times but do not guarantee uninterrupted access. We may suspend, withdraw or restrict the availability of all or any part of the site for operational, legal or commercial reasons, without notice.

10. Governing law and jurisdiction

This disclaimer, and your use of this website, are governed by the laws of England and Wales. Any dispute arising out of, or in connection with, the website is subject to the exclusive jurisdiction of the courts of England and Wales.

11. Changes to this disclaimer

We review this disclaimer at least annually, and following any material change to our services, the law, or the way the website is operated. Any changes will be posted on this page with an updated date at the foot of the page.

12. How to contact us

If you have any questions about this disclaimer or anything you have read on this website, please contact us: