The changes in the PRA regulations through 2017 and what they mean Many changes have been implemented by the PRA (Prudential Regulation Authority) surrounding the Buy to Let market and the financial process [...]
Recent research from moneyfacts.co.uk shows that, despite the changes the buy-to-let (BTL) market has been facing, BTL mortgage competition has shown no signs of stopping. Average rates are also continuing to fall, albeit at [...]
On the day that Lloyds Banking Group announce a further cull in their workforce and more importantly the closure of a further 200 branches, one question springs to mind, “How do businesses access High Street [...]
Keith Humphreys2016-07-29T08:12:55+00:00July 29th, 2016|Categories: General|Comments Off on Where’s my Bank Manager gone?
With recent changes in Taxation and comments from the PRA (Prudential Regulation Authority) many lenders have reconsidered their sensitivity calculations, with some now requiring up to 145% rental cover v payments at a sensitivity [...]
We are delighted to announce that we have received full consumer credit permissions from the Financial Conduct Authority (FCA) and we are now looking forward to delivering a wider range of services to our clients. [...]
Keith Humphreys2016-07-29T08:11:03+00:00June 15th, 2016|Categories: General|Comments Off on The York Press covers our latest FCA story