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News

Having a Buy to Let re-mortgage headache?

Pinpoint Finance are warning mortgage brokers and landlords to brace themselves for “significant challenges” when placing Buy to Let re-mortgages, in the coming month. In the run up to the 3% stamp duty changes in [...]

March 23rd, 2018|Categories: Rental/BTL|Tags: |Comments Off on Having a Buy to Let re-mortgage headache?

Big 5 for Bridging Finance

As the popularity of Bridging Finance continues to grow, I thought it was time to share Pinpoint Finance’s, own five big things you need to know about Bridging Finance. With the increasing variety of bridging [...]

February 27th, 2018|Categories: Business, Commercial|Tags: |Comments Off on Big 5 for Bridging Finance

Are Landlords still investing in BTL properties?

Mortgage for Business reveals their latest Property Investor Survey results showing 44% of landlords plan to expand their portfolios in the next six months.  Despite most being impacted by the changes to income tax liability, three-quarters [...]

January 29th, 2018|Categories: Rental/BTL|Tags: |Comments Off on Are Landlords still investing in BTL properties?

Invoice financing at record levels

In a recent article published by UK Finance shows that activity in the invoice finance and asset-based lending sector has hit record levels, with advances up 13% year-on-year to just over £22bn, the highest advances [...]

December 20th, 2017|Categories: Uncategorized|Tags: , , |Comments Off on Invoice financing at record levels

Are you a landlord? All you need to know about PRA updates

The changes in the PRA regulations through 2017 and what they mean Many changes have been implemented by the PRA (Prudential Regulation Authority) surrounding the Buy to Let market and the financial process [...]

September 12th, 2017|Categories: Rental/BTL|Tags: , , , , |Comments Off on Are you a landlord? All you need to know about PRA updates

BTL Mortgage Competition Eases

Recent research from moneyfacts.co.uk shows that, despite the changes the buy-to-let (BTL) market has been facing, BTL mortgage competition has shown no signs of stopping. Average rates are also continuing to fall, albeit at [...]

August 11th, 2017|Categories: Rental/BTL, Uncategorized|Tags: |Comments Off on BTL Mortgage Competition Eases

Pinpoint Cashflow problems early

It’s a new year and one key area to look at is your business cashflow. Keeping track of your finances is something we should do all year round, not just at Christmas.  Although surprises are [...]

January 10th, 2017|Categories: Invoice Finance|Tags: |Comments Off on Pinpoint Cashflow problems early

Where’s my Bank Manager gone?

On the day that Lloyds Banking Group announce a further cull in their workforce and more importantly the closure of a further 200 branches, one question springs to mind, “How do businesses access High Street [...]

July 29th, 2016|Categories: General|Comments Off on Where’s my Bank Manager gone?

Brexit – What a difference a day makes!

They say a week in politics is a long time and in less than 24 hours we have seen so much. Britain is now on course to leave the European Union, (we didn’t see that [...]

June 24th, 2016|Categories: General|Comments Off on Brexit – What a difference a day makes!

Buy to Let mortgage appraisal

  With recent changes in Taxation and comments from the PRA (Prudential Regulation Authority) many lenders have reconsidered their sensitivity calculations, with some now requiring up to 145% rental cover v payments at a sensitivity [...]

June 21st, 2016|Categories: Rental/BTL|Comments Off on Buy to Let mortgage appraisal

The York Press covers our latest FCA story

We are delighted to announce that we have received full consumer credit permissions from the Financial Conduct Authority (FCA) and we are now looking forward to delivering a wider range of services to our clients. [...]

June 15th, 2016|Categories: General|Comments Off on The York Press covers our latest FCA story

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