A massive thank you to the team at Pinpoint Finance for their hard work and perseverance in a very difficult climate to secure me the funding required I would definitely…
Anna Hatfield
It’s really been an easy experience working with Pinpoint Finance on my first mortgage and now on the next – I’m not going anywhere else! Whether it’s Keith or Anna…
Excellent job thank you xxx
Keith was amazing! I had a bad experience with a different advisor which really knocked my confidence and made me feel like there was no hope for the future I…
Great service. Quick turnaround, pleasant and easy to deal with. Like that they are local with face to face service available.
We have used Pinpoint finance for several years now, after being recommended by a friend. It was one of the best decisions we have ever made and we will definitely…
As someone who is self-employed, I know getting a residential mortgage is a real headache. Anna was brilliant – she’s approachable, extremely knowledgeable and clearly has a real knack dealing…
We have used pinpoint several times over the years, and in total they must’ve saved us thousands!! We have recently remortgaged and Anna has kept in constant contact with us,…
After contacting two large well known mortgage companies I came across this local company. I’d wanted someone to think outside the box and show knowledge and experience, yet at the…
Brilliant service, fast efficient and got us the best rates. Can’t thank you guys enough.
I used Pinpoint this week for the first time, as I needed some professional mortgage advice in this uncertain period and my usual advisor had not on this occasion been…
First Time Buyer Mortgages: Step Onto the Property Ladder with Pinpoint Finance
Your First Time Buyer Mortgage Specialist in York
Buying your first home is a significant milestone, and at Pinpoint Finance, we’re here to make it a smooth and straightforward journey. Based in York, we support first time buyers within Yorkshire and across the UK with tailored mortgage advice and the best options to get you onto the property ladder.
Why Choose a First-Time Buyer Mortgage?
Options and incentives designed to make homeownership accessible for first-time buyers include low-deposit mortgages, government support schemes, and potential savings on Stamp Duty. Pinpoint Finance is dedicated to finding the first-time buyer mortgage that best suits your needs and budget.
First-Time Buyer Mortgage Options and Benefits
At Pinpoint Finance, we can access a wide range of first-time buyer mortgage solutions, such as:
- Low-Deposit Mortgages: We work with lenders who accept deposits as low as 5%, allowing you to start your home ownership journey sooner.
- Exclusive First-Time Buyer Deals: Our advisors can access mortgage deals created exclusively for first-time buyers, often with reduced rates or fees.
- Gifted Deposits: If you have assistance from parents or a close relative, we can help if all your deposit is via a gift.
Supporting First-Time Buyers in Unique Situations
At Pinpoint Finance, we understand that no two buyers are alike. That’s why our team offers personalised support for different financial situations:
- Self-Employed First-Time Buyers: Finding the right mortgage as a self-employed buyer can be challenging, but we work with lenders who understand and support your unique circumstances.
- Complex Income Streams: We specialise in finding first-time buyer mortgages for clients with varied or multiple income sources, ensuring your financial profile is well-represented.
- Flexible Loan-to-Value (LTV) Ratios: We can secure mortgage options up to 95% LTV, helping minimise upfront costs for first-time buyers.
Get Started with Your First-Time Buyer Mortgage
Ready to take the first step toward home ownership? Contact Pinpoint Finance today to discover how we can help you secure the ideal first-time buyer mortgage. Whether you’re buying within Yorkshire or anywhere in the UK, we’re here to make the process seamless.
How Pinpoint Finance Supports First-Time Buyers
As a York-based firm, Pinpoint Finance is committed to making home ownership accessible for first-time buyers in Yorkshire and throughout the UK. Our FCA-regulated mortgage advisors will handle every detail, allowing you to focus on the excitement of finding your first home. We’re here to ensure you make informed decisions at every stage of your journey.
At Pinpoint Finance, we offer the following products and services for residential mortgage customers:
- Re-mortgages
- Mover Mortgages
- Self-Employed Mortgages
- Interest Only Mortgages
- Large Loan Mortgages
- Self Build Mortgages
- Free Product Transfer / Product Switch Service
- Complex Incomes
- Debt Consolidation
- Bridging Loans
- Conveyancing Quote Service
- Credit File Report
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