Tailored Owner-Occupier Commercial Mortgage Solutions for Buying Your Business Premises.

Looking to buy or refinance your business premises?

At Pinpoint Finance, we specialise in owner-occupier commercial mortgages, which may also be known as Business Mortgage. These mortgages give you the financial flexibility your business needs to purchase or expand your own business premises. We understand that every business is unique, and we’re here to provide a commercial mortgage solution as unique as yours.

It is a big step for any business owner to purchase their own premises. And knowing where to start or who to talk to is your first step positive step forward.

Benefits of Business Mortgage

Choosing an owner-occupier commercial mortgage can offer several advantages:

Control Over Your Premises: Own your business premises and enjoy the freedom to modify the property to suit your business needs, without the need for landlord permissions.

Asset Appreciation: Real estate often appreciates over time, potentially increasing your business’s asset value. An owner-occupier commercial mortgage can be a strategic investment for your business’s future.

Stability: Owning your premises provides stability, protecting you from lease terminations or rent increases. This stability can be invaluable in a volatile commercial rental market.

Ready to secure your business premises with an owner-occupier commercial mortgage?

Start your journey with Pinpoint Finance today and explore owner-occupied commercial mortgages. Our expert knowledge of the market and a clear understanding of how different lenders operate enable us to help you find the right owner-occupier commercial mortgage for your business. With access to over 100 lenders, we ensure you are matched with the most suitable options available.

Pinpoint Finance is FCA-regulated and authorised. We are also proud members of the NACFB, ensuring we adhere to the highest standards in the finance industry.

Business Mortgage

Our Step-by-Step Process for Securing Your Commercial Mortgage

Step 1: Discovery Call – We begin our process with a discovery call. This is our opportunity to understand you better, learn about your business, and discuss your needs and goals. This initial conversation sets the foundation for our working relationship in securing your commercial mortgage for you.

Step 2: Consultation – Following the discovery call, we delve deeper into understanding your business needs and financial situation. We’ll discuss your goals for your business premises and how an owner-occupier commercial mortgage can help you achieve them. This consultation allows us to tailor our mortgage solution to your unique circumstances.

Step 3: Lender Selection – Once we have a clear understanding of your needs, we start the search for the most suitable commercial mortgage options for you. We consider various factors such as interest rates, loan terms, and lender reliability. Our access to a wide range of lenders allows us to find the perfect commercial mortgage that aligns with your business needs and financial situation.

Step 4: Application Support – After selecting the most suitable mortgage option, we’ll take control of the application process. This involves ensuring all paperwork is correctly completed and submitted in a timely manner. We understand that the application process can be daunting, so we’re here to make it as smooth as possible for you. We’ll also liaise with the lenders on your behalf, the valuer and solicitors, all saving you time and effort.

Step 5: Completion – Our job isn’t done just yet. Once your commercial mortgage is approved, we must ensure we get you over the line! We’ll guide you through the final steps, managing all parties involved all the way to formal completion.  We won’t lie,  a commercial mortgage can take several months from start to finish, and our team will be there to ensure the process completes smoothly, allowing you to focus on what matters most – running your business.