Anna was professional from start to finish. Answered all my questions and she made the whole process run smoothly
Anna Hatfield
We have used Pinpoint finance for several years now, after being recommended by a friend. It was one of the best decisions we have ever made and we will definitely…
Great team, fantastic service!!! Highly recommend!!!
Excellent job thank you xxx
Anna was extremely helpful in understanding our slightly complex requirements and offering products which suited. She was also very proactive in assisting us to lock-in a product before rates increased…
Fantastic service, I highly recommend.
I used Pinpoint this week for the first time, as I needed some professional mortgage advice in this uncertain period and my usual advisor had not on this occasion been…
It’s really been an easy experience working with Pinpoint Finance on my first mortgage and now on the next – I’m not going anywhere else! Whether it’s Keith or Anna…
We have used pinpoint several times over the years, and in total they must’ve saved us thousands!! We have recently remortgaged and Anna has kept in constant contact with us,…
Fab service from start to finish. Thanks Anna for making what could have been a stressful experience an easy one
After contacting two large well known mortgage companies I came across this local company. I’d wanted someone to think outside the box and show knowledge and experience, yet at the…
Anna is fantastic! She is super helpful and has helped with everything we have needed so far! I couldn’t recommend anyone more. She is super friendly and flexible. She is…
Excellent service
Great service. Quick turnaround, pleasant and easy to deal with. Like that they are local with face to face service available.
A massive thank you to the team at Pinpoint Finance for their hard work and perseverance in a very difficult climate to secure me the funding required I would definitely…
I’d highly recommend Keith, especially for self employed or company directors where it is more complex. His knowledge is excellent and Keith is honest about what is achievable. I secured…
Very professional and friendly service – Highly recommend!
As someone who is self-employed, I know getting a residential mortgage is a real headache. Anna was brilliant – she’s approachable, extremely knowledgeable and clearly has a real knack dealing…
Keith was amazing! I had a bad experience with a different advisor which really knocked my confidence and made me feel like there was no hope for the future I…
As a first-time home buyer, Pinpoint are money well spent for their services as a mortgage broker. They can recommend a conveyancer and surveyor too. Anna was helpful and understanding…
Brilliant service, fast efficient and got us the best rates. Can’t thank you guys enough.
We had a fantastic experience working with Keith from Pinpoint . His professionalism, clear communication, and dedication made our mortgage application smooth and stress-free. Keith and his team are always…
I recently had the pleasure of working with Anna Hatfield as my mortgage advisor, and I cannot praise her highly enough. From start to finish, Anna demonstrated exceptional professionalism, dedication,…
Finding the right residential mortgage can feel overwhelming. You need a team of experienced experts who won’t treat you as ‘just another customer’ and can help you with your next mortgage. Whether you want good old-fashioned personal service or you are self-employed with just one year of accounts, we will find you that perfect mortgage deal. If you are looking for an experienced residential mortgage broker in York or anywhere across the UK, we specialise in making the process straightforward.
Mortgages Made Simple
If you are self-employed, have a limited company, or have complex income streams (such as multiple sources), then you’ll know that getting a residential mortgage isn’t always straightforward. You might have had multiple rejections from different lenders, which can impact your credit score and your ability to obtain finance in the future.
Our experienced mortgage brokers provide independent mortgage advice. We are not a franchise or part of a network – Pinpoint Finance is directly regulated by the FCA. So regardless of your circumstances, we can help you find the best deals tailored to your needs.
How Independent Mortgage Brokers Can Help
Our focus is on providing you with a personal service delivered by people who know exactly what it’s like to be in your shoes. We understand the challenges of getting finance when you’re self-employed and the intricacies of non-standard situations.
Remember, most banks will only be comfortable lending to ‘standard’ customers – two young people who are both employed full-time and who are looking for their first home, for example. If you run your own business and have credit card debts, the situation is more complex and they’re unlikely to get involved.
Why Choose Pinpoint Finance?
As top mortgage brokers in York with an abundance of expertise, we are the perfect choice for more complicated or complex mortgage buyer situations. We’ll only recommend the right lenders so that you won’t have to deal with multiple rejections. Our team will also listen to your needs and support you throughout the whole process. We have the experience and existing relationships with underwriters to know exactly what they need to make a decision in your favour.
And if there are any issues—for example, if your mortgage is agreed upon but falls through if the valuation comes back lower—we’ll get straight back on to it for you.
Our independent mortgage advice ensures you receive personalised support for your unique situation.
✔️ Expert Knowledge
✔️ Proven Track Record
✔️ Online & In-Person Services
FAQs About Residential Mortgages
A. We act as an intermediary between borrowers and lenders, ensuring you find the best possible mortgage deal tailored to your financial circumstances.
A. Yes! As online mortgage brokers based in York, our services provide the same expert support as in-person consultations, making it easier to manage your mortgage application from anywhere in the UK.
A. Typically, a deposit of 5% to 20% of the property price is required. We can help you understand your options and find the right lender.
Looking for a Mortgage for a Buy-to-Let Property?
If you’re searching for a mortgage tailored to rental properties, our buy-to-let mortgage services could be the perfect solution. While this page focuses on residential mortgages, we also provide professional advice for landlords and property investors to help them secure the right financing for their rental ventures.
Secure the Best Residential Mortgage for You
Let Pinpoint Finance guide you toward securing the ideal residential mortgage. Our York mortgage brokers are here whenever you need them – contact us or use our online booking system to schedule your free consultation.
At Pinpoint Finance, we offer the following products and services for residential mortgage customers:
- First Time Buyers
- Re-mortgages
- Homemover Mortgages
- Self-Employed Mortgages
- Interest Only Mortgages
- Large Loan Mortgages
- Self Build Mortgages
- Free Product Transfer / Product Switch Service
- Complex Incomes
- Debt Consolidation
- Bridging Loans
- Conveyancing Quote Service
- Credit File Report
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