It’s really been an easy experience working with Pinpoint Finance on my first mortgage and now on the next – I’m not going anywhere else! Whether it’s Keith or Anna…
Anna Hatfield
Brilliant service, fast efficient and got us the best rates. Can’t thank you guys enough.
We have used pinpoint several times over the years, and in total they must’ve saved us thousands!! We have recently remortgaged and Anna has kept in constant contact with us,…
Keith was amazing! I had a bad experience with a different advisor which really knocked my confidence and made me feel like there was no hope for the future I…
Excellent job thank you xxx
After contacting two large well known mortgage companies I came across this local company. I’d wanted someone to think outside the box and show knowledge and experience, yet at the…
I used Pinpoint this week for the first time, as I needed some professional mortgage advice in this uncertain period and my usual advisor had not on this occasion been…
We have used Pinpoint finance for several years now, after being recommended by a friend. It was one of the best decisions we have ever made and we will definitely…
As someone who is self-employed, I know getting a residential mortgage is a real headache. Anna was brilliant – she’s approachable, extremely knowledgeable and clearly has a real knack dealing…
A massive thank you to the team at Pinpoint Finance for their hard work and perseverance in a very difficult climate to secure me the funding required I would definitely…
Great service. Quick turnaround, pleasant and easy to deal with. Like that they are local with face to face service available.
Want a residential mortgage for a property to live in?
Many of our clients need a mortgage for property to rent out , but we also help many of our clients with their residential mortgages that they will then use to buy a property to live in.
If you are self-employed, have a limited company, or you have complex income streams (such as multiple sources), then you’ll know that getting a residential mortgage isn’t always straightforward. You might have had multiple rejections from different lenders, which can impact your credit score and your ability to obtain finance in the future.
You need a team of experienced experts who won’t treat you as ‘just another customer’ and can help you with your next mortgage. Whether you want good old-fashioned personal service or you are self-employed with just one year of accounts, we will find you that perfect mortgage deal.
Our experienced Mortgage Brokers provide independent mortgage advice. Pinpoint Finance is directly regulated by the FCA, we are not a franchise or part of a network, so regardless of your circumstances, we can help you find the best deals tailored to your needs.
A team of mortgage brokers that can handle complex situations
Our focus is on providing you with a personal service delivered by people who know exactly what it’s like to be in your shoes. We understand the challenges of getting finance when you’re self-employed and the intricacies of non-standard situations.
Remember, most banks will only be comfortable lending to ‘standard’ customers – two young people who are both employed full-time and who are looking for their first home, for example. If you run your own business and have credit card debts, the situation is more complex and they’re unlikely to get involved.
On your side, all the way
Pinpoint Finance is the perfect choice for more complicated or complex mortgage buyer situations. We’ll only recommend the right lenders so that you won’t have to deal with multiple rejections. We’ll also listen to your needs and then support you throughout the whole process. We have the experience and existing relationships with underwriters to know exactly what they need to make a decision in your favour.
And if there are any issues—for example, if your mortgage is agreed upon but falls through if the valuation comes back lower—we’ll get straight back on to it for you.
Our independent mortgage advice ensures you receive personalised support for your unique situation.
Looking for a mortgage for buy to let property?
Visit out buy to let mortgages page here
At Pinpoint Finance, we offer the following products and services for residential mortgage customers:
- First Time Buyers
- Re-mortgages
- Homemover Mortgages
- Self-Employed Mortgages
- Interest Only Mortgages
- Large Loan Mortgages
- Self Build Mortgages
- Free Product Transfer / Product Switch Service
- Complex Incomes
- Debt Consolidation
- Bridging Loans
- Conveyancing Quote Service
- Credit File Report
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