A free, expert-led service to help you secure your next mortgage product
We specialise in helping Precise Mortgages customers nationwide switch smoothly to their next mortgage product. Based in York, we offer a completely free service to take the hassle out of managing your product transfer so you can focus on what matters most.
Access Precise Mortgages Product Transfer Range
If you’re an existing Precise Mortgages customer with a residential mortgage or a BTL mortgage product coming to an end, our service is for you.
Their product transfer range is ideal for:
- Existing Precise Mortgages customers
- Customers whose existing product is due to expire within the next three months
- Customers outside of their early repayment charge period
- Your circumstances have changed, and you can’t remortgage
While most Precise Mortgages accounts qualify for a product transfer, we will need to check with Precise Mortgages your account eligibility by confirming:
- Your mortgage payments are up to date
- Their Product Transfer range is available to you
Free Product Transfer Service
Request a call-back & secure a new rate today.
When to Use Our Free Product Transfer Service
You can apply for a product transfer up to three months before your current mortgage product ends. Acting early allows you to lock in your next mortgage product ahead of time, ensuring a smooth transition with no gaps in your mortgage arrangement.
How our Precise Mortgages Product Transfer Service Works
Our call-back service will take less than 10 minutes.
Information We’ll Need to Get Started
To begin the process, we’ll need some essential details from you:
- Full Name(s): As they appear on your mortgage account.
- Mortgage Account Number: To verify your account with Precise Mortgages
- Property Address: The address of the mortgaged property
- Mortgage Payment Amount: We need the exact amount paid on your last bank statement
- Payment Method: Account number and sort code of your account
Providing this information helps us work quickly and efficiently to secure the best product transfer options for you
Initial Checks
With your permission, we’ll liaise with Precise Mortgages to confirm whether a product transfer is available for your account.
Select a Product
If eligible, you can choose from the available products, tailored to your needs and budget.
Finalise the Transfer
With no legal or valuation costs, the transfer process is straightforward and completed efficiently.
Why Choose a Product Transfer with Precise Mortgages?
Before we can begin, you’ll need to authorise us to act on your behalf. You can do this by calling Precise Mortgages’s Product Transfer Team on 0333 240 6180 to provide verbal authorisation. This is the quickest way to get started.
Please give Pinpoint Commercial Finance Limited the authority to act on your behalf. Our FCA number is 733225
Alternatively, you can complete a Product Transfer Letter of Authority (click here); however, Precise Mortgages may take up to 5 working days to confirm our ability to proceed.
The Next 4 Steps for Your Product Transfer Application
Initial Assessment
Once we have your authority, we’ll contact Precise Mortgages to conduct an eligibility check, confirming that your account is up to date and that the product transfer range is available to you.
Product Selection
Once eligibility is confirmed, we’ll guide you in selecting a product that aligns with your financial goals. Applications can be made up to three months before your current product ends, but transfers cannot be completed during an early repayment charge period.
Mortgage Illustration
We’ll send you a detailed mortgage illustration outlining the terms of your selected product.
- Changes to your account, such as repayment terms or methods, must be made either before or after the transfer completes
- Lump-sum overpayments can be made 10 days before the transfer completes, provided the acceptance of the offer has been received.
Mortgage Offer
If you’re happy with the illustration, we’ll arrange for Precise Mortgages to produce your mortgage offer. You’ll receive offer packs for review and can proceed to completion by signing and returning the acceptance of the offer.
Once the signed acceptance is received, Precise Mortgages will finalise the transfer. A clear calendar month is required between receiving your acceptance and completing the product transfer.