5 Stars!
Peter Dawson
Start Your 7-Day Free Trial Through Pinpoint Finance
Keith Humphreys
Fantastic service very professional halved my Morgage repayments very happy
Excellent. Made the whole process much easier than I thought. Thank you.
Great service- so quick and very helpful
Pinpoint Finance sorted remortgage for me. It was not easy task as i was in India but Keith on my behalf got things moving and eventually got it done.
Very impressive service, no messing about with questionnaires. Straight forward and honest appraisal. Thank-you very much Keith for all you did. I will recommend your service to friends and family.
We look forward to working with Pinpoint Financial Services for many years to come. Thank you again, Keith – wishing you and your team all the very best for the future.
Keith was always approachable, knowledgeable, and went the extra mile to ensure we had the right products and full clarity at every stage.
What stood out most was the high level of communication and prompt response times – both of which are crucial when dealing with financial matters.
A special thanks goes to Keith, whose advice and expertise throughout the process have been nothing short of excellent.
We’ve recently worked with Pinpoint Financial Services for support with buy-to-let mortgages and couldn’t be more pleased with the service provided.
Keith was really efficient, great communication and resolved a complicated issue with my mortgage. I would highly recommend his services.
Contacted Keith at Pin Point Finance. The call was answered promptly and Keith was friendly and approachable. He listened to my circumstances and gave advice in a way I could understand. Keith was patient with my questions and didn’t put me under any pressure to have a service from him, leaving me to think about the advice he gave. Thanks Keith!
Fantastic experience with Keith at Pinpoint. I have previously used mortgage brokers and found Keith has taken this business to a different level. Very professional, efficient and so easy to communicate and upload documents. Pinpoint are my financial brokers from now on. Highly recommend this company.
Keith has been amazing from our first contact. Listening and advising what was the best deal for me. Really happy with the service and would highly recommend to friends and family.
Fantastic service, I highly recommend.
Great experience with PinPoint Finance- highly recommend!
Kelvin has now completed two BTL mortgages, the service you receive is first class, highly recommend.
Very helpful & informative with information & answers to questions
Keith and his team have done a fantastic job at helping us buy our house. He found us the best mortgage available that suited our budget and did everything he said he was going to do and more. Great communication throughout, I would highly recommend.
Keith was very supportive and helpful especially when we had a bit of complicated issue to sort out. He was on the ball and got it sorted.
Great customer service. Very much appreciated the way Keith helped in pushing things through at each stage to a successful completion.
Have used Pinpoint Finance several times now. Keith and the team once again offered great advice and help throughout. Would highly recommend!
Great service helping to source suitable finance for a complicated portfolio
Keith was able to explain what my best options were, and wasn’t at all pushy. I’ll definitely be contacting Pinpoint again in the future for all of my Commercial Finance needs.
From start to finish i have been very pleased with the way Keith handled my case. He kept me informed all the way so I didn’t have to worry about anything.
Excellent service from Pinpoint. They are very responsive. They are highly knowledgeable and professional but equally they take a very human approach, have excellent people skills and treat you as an individual. Which all helps to make difficult processes so much more clear and easy to deal with. I wish there were more companies like this. I would highly recommend them and will definitely use them in the future.
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Checkmyfile | We help you to understand your credit status
Knowing what’s on your credit file is a key part of any finance application. Before we begin helping you, it’s always a good idea to review your most up-to-date credit report.
At Pinpoint Finance, we know how important it is to have a clear and accurate view of your credit status. That’s why we recommend the UK’s most detailed multi-agency credit report service. By combining data from Equifax, Experian and TransUnion, the report gives you a complete picture of your credit history. This helps you make informed decisions and gives you confidence before applying for a mortgage, business loan or any other type of credit.
At Pinpoint Finance, we’re here to help you understand your credit position and move forward with confidence.
Looking for an Honest Appraisal of Your Credit Report?
We’re a straight-talking team of ex-bankers. If you share your report with us, we’ll tell you exactly what’s strong, what needs attention, and anything that might cause problems with a lender.
Seeing what a lender sees early helps us stay one step ahead. It gives us the chance to spot issues in advance and take steps to minimise their impact. It puts you firmly in the driving seat.
We’ll also help you understand the information, check your details are correct, and explain what you can do to improve your credit score if needed.
Use the link below to start your 7-day free trial and get full access to your multi-agency report.
What Is the 7-Day Free Trial?
Access the UK’s only multi-agency credit report, combining data from Equifax, Experian and TransUnion into one easy-to-read dashboard. This gives you a more complete and accurate view of your credit status, helping you plan your finances with confidence before applying for a mortgage, business loan or any other type of credit.
Why Use the 7-Day Trial?
Understanding your credit history is crucial, especially before major financial decisions like a mortgage application. This trial gives you full insight into your credit profile, helps you spot potential issues early and allows you to monitor your financial health. Whether you’re preparing for a mortgage, business loan, or simply keeping an eye on your credit score, the multi-agency report provides the detail you need.
Preparing for a buy-to-let investment? Take a look at our guides for more help
How to Use the Trial
Using the service is simple:
Sign up: Use the links on this page to register for the 7-day trial.
Access your report: View your full multi-agency credit file online.
Review and check: Look for errors, updates, or anything that might affect a future application.
Download and share: Save your encrypted PDF report and send it to us if you’d like support interpreting it.
Understanding Your Credit Score
Your score is created by combining data from the three main UK credit agencies. The trial gives you a balanced snapshot of your overall creditworthiness, rather than relying on just one provider.
Cost and Subscription Details
Your 7-day trial is free via our link.
After the trial ends, the service costs £14.99 per month.
This gives you continued access to updates, alerts and the ability to track changes in your credit status over time.
How to Cancel My Subscription
Cancelling is straightforward: simply log in, go to your account settings and follow the cancellation steps. You can stop the service at any time.
Will Using the Service Affect Your Credit Score?
No — checking your own credit file uses a soft search, which is invisible to lenders and does not affect your score.
Soft search: Background check, leaves no footprint.
Hard search: Used by lenders when you apply for credit; too many can affect your score.
Is it Worth the Monthly Fee?
If you’re preparing for a mortgage, actively improving your credit file or want ongoing monitoring, the monthly cost can be worthwhile. The 7-day trial lets you explore the full report and decide whether it adds value for you.
How It Compares to Other Credit Agencies
The report combines data from all three major UK credit reference agencies. This gives you a broader and more accurate view than single-agency reports.
Our Free Credit Report Review Service
If you share your multi-agency report with us, we’ll review it and send you a personalised summary video. This highlights the key points, flags anything important for lenders and explains how your financial profile is viewed..
How Pinpoint Finance Can Support You
If you’re checking your credit file before a mortgage application, you may also find our Residential Mortgages page helpful. If you’d like help interpreting your report or planning your next steps, book a call and we’ll talk you through it.
You’re More Than a Number
See the key information lenders use to make decisions:
Sign up for your 7-day trial — just use the link to visit their website and register today.*
*The 7-day trial is available to new UK customers aged 18 or over. A monthly fee of £14.99 applies after the trial period. You can cancel at any time without charge by Freephone, Secure Message, email or online within your account settings.
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