Excellent. Made the whole process much easier than I thought. Thank you.
Keith Humphreys
Keith has been amazing from our first contact. Listening and advising what was the best deal for me. Really happy with the service and would highly recommend to friends and…
Excellent service from Pinpoint. They are very responsive. They are highly knowledgeable and professional but equally they take a very human approach, have excellent people skills and treat you as…
Great service helping to source suitable finance for a complicated portfolio
Keith was really efficient, great communication and resolved a complicated issue with my mortgage. I would highly recommend his services.
We’ve recently worked with Pinpoint Financial Services for support with buy-to-let mortgages and couldn’t be more pleased with the service provided.
Pinpoint Finance sorted remortgage for me. It was not easy task as i was in India but Keith on my behalf got things moving and eventually got it done.
Very impressive service, no messing about with questionnaires. Straight forward and honest appraisal. Thank-you very much Keith for all you did. I will recommend your service to friends and family.
Fantastic service very professional halved my Morgage repayments very happy
From start to finish i have been very pleased with the way Keith handled my case. He kept me informed all the way so I didn’t have to worry about…
Great experience with PinPoint Finance- highly recommend!
Keith was always approachable, knowledgeable, and went the extra mile to ensure we had the right products and full clarity at every stage.
Great service- so quick and very helpful
Fantastic experience with Keith at Pinpoint. I have previously used mortgage brokers and found Keith has taken this business to a different level. Very professional, efficient and so easy to…
Contacted Keith at Pin Point Finance. The call was answered promptly and Keith was friendly and approachable. He listened to my circumstances and gave advice in a way I could…
Keith and his team have done a fantastic job at helping us buy our house. He found us the best mortgage available that suited our budget and did everything he…
Great customer service. Very much appreciated the way Keith helped in pushing things through at each stage to a successful completion.
Fantastic service, I highly recommend.
Keith was able to explain what my best options were, and wasn’t at all pushy. I’ll definitely be contacting Pinpoint again in the future for all of my Commercial Finance…
Keith was very supportive and helpful especially when we had a bit of complicated issue to sort out. He was on the ball and got it sorted.
A special thanks goes to Keith, whose advice and expertise throughout the process have been nothing short of excellent.
We look forward to working with Pinpoint Financial Services for many years to come. Thank you again, Keith – wishing you and your team all the very best for the…
Have used Pinpoint Finance several times now. Keith and the team once again offered great advice and help throughout. Would highly recommend!
Kelvin has now completed two BTL mortgages, the service you receive is first class, highly recommend.
5 Stars!
Very helpful & informative with information & answers to questions
What stood out most was the high level of communication and prompt response times – both of which are crucial when dealing with financial matters.
Auction Property Purchase
Buying property at auction can open doors to great opportunities — but without the right finance in place, your winning bid could turn into a costly headache. At Pinpoint Finance, our York-based mortgage advisors specialise in helping investors and landlords secure fast, reliable auction finance so you can complete within tight deadlines and unlock your property’s full value.
Whether you’re an experienced landlord or bidding at auction for the first time, we’ll help you bridge the funding gap and refinance when the time’s right — so you never miss out on your next deal.
Why Choose Our Buy to Let Mortgage Brokers?
- Fully FCA-regulated and NACFB-accredited brokers
- Direct access to lenders with proven track records in auction deals
- In-depth market knowledge backed by UK-wide lending options
- Independent, transparent guidance that puts your interests first
- Serving auction buyers from across the UK with our flexible online services
Why Use Specialist Finance for Auction Purchases?
When you buy through a traditional sale, there’s time for your standard mortgage to go through — but auction sales don’t wait. Most auction contracts demand exchange on the day and completion within 28 days, which can catch buyers off guard.
Auction bridging finance bridges this gap:
- Provides the speed you need to pay your deposit and complete within weeks.
- Lets you buy properties that might not qualify for a high street mortgage yet.
- Gives you time to carry out any refurbishments before refinancing onto a longer-term product.
Common reasons clients use auction finance:
- Buying fixer-upper or repossessed homes below market value.
- Securing mixed-use or commercial lots with complex titles.
- Snapping up investment properties in sought-after areas
Our Proven Auction Finance Process
Step 1. Free Strategy Call
We’ll talk you through how auction finance works, assess your plans, and help you line up funds before you bid.
Step 2. Application & Lender Match
We match you with auction-savvy lenders who can move quickly, so you’re not left scrambling for completion money.
Step 3. Smooth Completion
We work closely with your solicitor and the auction house to make sure everything’s ready on time.
Step 4. Secure Your Long-Term Finance
When the dust settles, we’ll help you switch to a suitable buy to let or commercial mortgage, or plan a profitable exit.
Who We Help Buy Property at Auction
We support:
- Portfolio landlords wanting to expand quickly with auction stock.
- First-time auction buyers who need step-by-step help.
- Property developers looking to buy, refurbish and flip.
- Limited companies and SPVs that need more flexible funding routes.
Wherever you’re based, our York advisors is here to make your auction deal work — in person or 100% online.
Why Choose Us for Your Auction Purchase in York & Across the UK?
Unlike general brokers, we know the realities of auction purchases inside out. Our advice is always tailored to your situation, whether you’re buying a rental flat near the University of York, a commercial unit in the city centre, or a terrace to renovate and rent out.
- Honest, straightforward advice that puts your plans first
- Direct connections with lenders that can fund within days
- Clear exit strategy planning to avoid bridging loan pitfalls
- Practical insights into local yields and demand
FAQs – Auction Finance Explained
No — we work with first-time buyers too. The key is having your funding lined up before the hammer falls.
Most lenders want at least 25–30% of the purchase price up front, plus fees. We’ll break this down for you in advance.
Yes — many buyers use auction finance to buy properties that need refurbishment before they qualify for standard lending.
Typically 6–12 months, but we’ll help you secure a suitable exit route like a buy to let mortgage or sale.
Speak to York’s Trusted Auction Mortgage Brokers
Buying at auction doesn’t have to be stressful — when your funding is rock solid, you can bid with confidence. Whether you’re buying your first lot or building a portfolio, our team is here to help you secure it, fast.
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