Keith Humphreys
Contacted Keith at Pin Point Finance. The call was answered promptly and Keith was friendly and approachable. He listened to my circumstances and gave advice in a way I could understand. Keith was patient with my questions and didn’t put me under any pressure to have a service from him, leaving me to think about the advice he gave. Thanks Keith!
Very helpful & informative with information & answers to questions
Friendly professional service from Keith & the team who made the financial aspects of a commercial property purchase easy & efficient.
Keith was able to explain what my best options were, and wasn’t at all pushy. I’ll definitely be contacting Pinpoint again in the future for all of my Commercial Finance needs.
As an experienced property professional, I have dealt with many banks and brokers over the years. Dealing with Keith at Pinpoint Finance has been a refreshing change. Keith tells you as it is and delivers exactly what he says. Having recently completed on a complex bridging facility on a semi-commercial property and then the re-finance onto a longer-term commercial mortgage, I know from first hand experience, having a specialist on your side, like Keith really helps.
Send Keith a message
If your fixed rate is ending, now’s the time to act. A Buy to Let product transfer lets you switch to a new deal with your current lender, without the delays or costs of a full remortgage.
There’s no need for solicitors, no property valuation, no credit checks or proof of income.
At Pinpoint Finance, we give you clear, tailored advice to help you choose the right product for your investment, and we handle the entire switch on your behalf. It’s fast, stress-free, and completely free.
Step 1 – Quick Review
You send us your current mortgage details. We’ll check what your lender’s offering and if it suits your goals.
Step 2 – We Recommend
We’ll advise you on the best deal available through your current lender. If it’s not competitive, we’ll explain your remortgage options instead.
Step 3 – You Say Yes
We submit the application, handle the admin, and keep you updated every step of the way.
Step 4 – You Save
No SVR shock. Just a smooth switch to your new deal and more profit in your pocket.
We can help you switch rates with your current lender, without additional legal costs or physical valuations – all wrapped up in a great free and friendly service.
Need to Switch a Residential Mortgage?
Then, click the link below to access our free Residential Mortgage Product Transfer Service page.
✔ No Broker Fee – We don’t charge you a penny for handling the switch.
✔ Faster Than a Full Remortgage – No need for solicitors or property valuation (most of the time).
✔ Expert Advice – We’ll still check your lender’s full range of offers to make sure it stacks up.
✔ We Handle the Paperwork – You give us the green light, we deal with the lender.
✔ BTL Specialists – We’ve helped landlords across the UK manage their portfolios and save thousands in interest.
Common Scenarios We Help With
Your current buy-to-let fixed rate is ending
You are currently on the lender’s expensive SVR
You don’t want to go to your lender directly
Your lender has offered you a deal, but you’re not sure if it’s their best one
You want someone to handle everything for you
✅ You’re happy to stay with your current lender
✅ You don’t want the delays and costs of a full remortgage
✅ You want quick expert advice with no hidden fees
❌ You want to release equity or make big changes to the mortgage
❌ You want to move to a different lender
❌ You’re behind on payments (though we might still be able to help)
Your lender might not offer their best rate, and if you don’t act before your deal ends, you’ll roll onto the SVR, often 2 -3%+ higher.
We’ll check the offers, submit the switch, and make sure you’re sorted. And we do it all for free with our BTL product transfer service.
Once you switch with us, we’ll track your expiry date and remind you when the next deal is due, so you never miss a beat. Think of it as set-and-forget, with a friendly Yorkshire-based team on your side.
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