We look forward to working with Pinpoint Financial Services for many years to come. Thank you again, Keith – wishing you and your team all the very best for the…
Keith Humphreys
Very impressive service, no messing about with questionnaires. Straight forward and honest appraisal. Thank-you very much Keith for all you did. I will recommend your service to friends and family.
Excellent. Made the whole process much easier than I thought. Thank you.
Have used Pinpoint Finance several times now. Keith and the team once again offered great advice and help throughout. Would highly recommend!
Great service- so quick and very helpful
Keith was really efficient, great communication and resolved a complicated issue with my mortgage. I would highly recommend his services.
Great customer service. Very much appreciated the way Keith helped in pushing things through at each stage to a successful completion.
Contacted Keith at Pin Point Finance. The call was answered promptly and Keith was friendly and approachable. He listened to my circumstances and gave advice in a way I could…
What stood out most was the high level of communication and prompt response times – both of which are crucial when dealing with financial matters.
Pinpoint Finance sorted remortgage for me. It was not easy task as i was in India but Keith on my behalf got things moving and eventually got it done.
Fantastic experience with Keith at Pinpoint. I have previously used mortgage brokers and found Keith has taken this business to a different level. Very professional, efficient and so easy to…
We’ve recently worked with Pinpoint Financial Services for support with buy-to-let mortgages and couldn’t be more pleased with the service provided.
5 Stars!
Keith and his team have done a fantastic job at helping us buy our house. He found us the best mortgage available that suited our budget and did everything he…
A special thanks goes to Keith, whose advice and expertise throughout the process have been nothing short of excellent.
Kelvin has now completed two BTL mortgages, the service you receive is first class, highly recommend.
Very helpful & informative with information & answers to questions
Keith was very supportive and helpful especially when we had a bit of complicated issue to sort out. He was on the ball and got it sorted.
From start to finish i have been very pleased with the way Keith handled my case. He kept me informed all the way so I didn’t have to worry about…
Keith was always approachable, knowledgeable, and went the extra mile to ensure we had the right products and full clarity at every stage.
Keith was able to explain what my best options were, and wasn’t at all pushy. I’ll definitely be contacting Pinpoint again in the future for all of my Commercial Finance…
Keith has been amazing from our first contact. Listening and advising what was the best deal for me. Really happy with the service and would highly recommend to friends and…
Excellent service from Pinpoint. They are very responsive. They are highly knowledgeable and professional but equally they take a very human approach, have excellent people skills and treat you as…
Great service helping to source suitable finance for a complicated portfolio
Fantastic service, I highly recommend.
Great experience with PinPoint Finance- highly recommend!
Fantastic service very professional halved my Morgage repayments very happy
Buy to Let Remortgage Advice
Looking for Buy to Let Re-mortgage advice? Whether your current deal is ending, you’re looking to raise funds for a new property, or you want to lock in a better rate, remortgaging your Buy to Let can be a smart move, but timing and strategy are everything.
At Pinpoint Finance, we help landlords make informed Buy to Let Re-mortgage decisions based on the bigger picture, not just the rate on paper.
Why Remortgage Your Buy-to-Let?
Here are a few common reasons landlords come to us for a Buy to let remortgage:
✅ Your fixed-rate deal is ending and going on the lender’s standard variable rate (SVR)
✅ You want to release equity to fund another property purchase or refurbishment
✅ You’re looking to switch from personal ownership to a limited company (SPV)
✅ You want to reduce your monthly payments or consolidate BTL borrowing
✅ Your property has increased in value and you want to take advantage of lower rates
Our York-based and online BTL mortgage advisors will help you understand your options and make the best financial choice for your portfolio.
Specialist advice that fits around your property goals
Buy-to-Let re-mortgaging isn’t just about chasing the lowest interest rate — especially if you’re juggling multiple properties, complex income, or an SPV setup. We work with landlords of all shapes and sizes, from first-time investors to experienced portfolio holders.
We’ll take care of:
Understanding your property strategy and financial goals
Reviewing your current deal and early repayment charges
Comparing remortgage options from a wide panel of lenders
Preparing your paperwork and liaising with underwriters
Keeping you in the loop at every step of the process
And if we spot a reason to stay with your current lender on a product transfer, we’ll tell you. We’re straight-talking and always on your side.
We compare deals from high street lenders and specialist buy-to-let mortgage providers to ensure you get a competitive rate that meets your needs.
Buy-to-Let Remortgage Advice That Works for You
At Pinpoint Finance, we offer:
Specialist Landlord Expertise – Our experienced brokers understand the complexities of Buy-to-Let lending, from portfolio stress testing to SPV structures. We explain your options clearly and help you make informed decisions.
Access to Landlord-Friendly Deals – We work with a broad panel of lenders, including specialist Buy-to-Let providers not available on the high street, helping you secure competitive rates that suit your investment strategy.
A Streamlined, Stress-Free Process – We take care of the paperwork, liaise with underwriters, and keep things moving, so you can focus on managing your properties, not chasing lenders.
Regulated, Reliable Advice – We’re fully authorised and regulated by the FCA, so you can trust that our advice is impartial, transparent, and always in your best interest.
Looking for More Tips on Buy-to-Let Remortgaging?
If you’re looking for more detailed advice on a buy to let remortgage or you’re tackling a more complex scenario, like switching to a limited company or restructuring multiple properties, we’ve put together a dedicated Buy-to-Let Remortgage Guide.
It covers:
How lenders assess Buy-to-Let remortgages
What documentation you’ll need and why
Key differences between personal and SPV applications
Tips for securing the best deal based on your property strategy
FAQs About Buy to Let Re-Mortgaging
Yes, but there may be early repayment charges (ERCs) to consider. In some cases, it still makes financial sense to switch early, especially if rates are rising or you’re releasing equity for another investment. We’ll help you weigh up the costs and benefits.
Not directly. You’ll usually need to complete a full re-mortgage as this is treated as a purchase application. There are tax implications, too, so it’s best to get both mortgage and tax advice before making the move. We can talk you through your options.
Yes, even though the mortgage is based on rental income, lenders usually still want to see your personal income. The documents required vary by lender, and we’ll let you know exactly what’s needed in advance.
Looking for a BTL Remortgage Broker?
Whether you’re six months from your current deal ending or you’re wondering if it’s worth switching early, let’s talk.
We’ll give you honest, expert advice on whether a Buy-to-Let remortgage is the right move, and if it is, we’ll make it easy.
Get Expert Buy-to-Let Remortgage Advice in York or Online Across the UK
Are you thinking about a buy to let remortgage for your rental property? Whether you’re looking to unlock equity, avoid the lender’s SVR, or secure a better deal, Pinpoint Finance is here to help landlords make more intelligent choices.
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