What stood out most was the high level of communication and prompt response times – both of which are crucial when dealing with financial matters.
Keith Humphreys
Fantastic service, I highly recommend.
Excellent service from Pinpoint. They are very responsive. They are highly knowledgeable and professional but equally they take a very human approach, have excellent people skills and treat you as…
From start to finish i have been very pleased with the way Keith handled my case. He kept me informed all the way so I didn’t have to worry about…
Keith was always approachable, knowledgeable, and went the extra mile to ensure we had the right products and full clarity at every stage.
Very impressive service, no messing about with questionnaires. Straight forward and honest appraisal. Thank-you very much Keith for all you did. I will recommend your service to friends and family.
Keith was really efficient, great communication and resolved a complicated issue with my mortgage. I would highly recommend his services.
Great service- so quick and very helpful
Keith was very supportive and helpful especially when we had a bit of complicated issue to sort out. He was on the ball and got it sorted.
Pinpoint Finance sorted remortgage for me. It was not easy task as i was in India but Keith on my behalf got things moving and eventually got it done.
Great customer service. Very much appreciated the way Keith helped in pushing things through at each stage to a successful completion.
Fantastic experience with Keith at Pinpoint. I have previously used mortgage brokers and found Keith has taken this business to a different level. Very professional, efficient and so easy to…
Keith has been amazing from our first contact. Listening and advising what was the best deal for me. Really happy with the service and would highly recommend to friends and…
Excellent. Made the whole process much easier than I thought. Thank you.
Keith and his team have done a fantastic job at helping us buy our house. He found us the best mortgage available that suited our budget and did everything he…
A special thanks goes to Keith, whose advice and expertise throughout the process have been nothing short of excellent.
Keith was able to explain what my best options were, and wasn’t at all pushy. I’ll definitely be contacting Pinpoint again in the future for all of my Commercial Finance…
Fantastic service very professional halved my Morgage repayments very happy
5 Stars!
Very helpful & informative with information & answers to questions
We’ve recently worked with Pinpoint Financial Services for support with buy-to-let mortgages and couldn’t be more pleased with the service provided.
Great service helping to source suitable finance for a complicated portfolio
Kelvin has now completed two BTL mortgages, the service you receive is first class, highly recommend.
Great experience with PinPoint Finance- highly recommend!
Have used Pinpoint Finance several times now. Keith and the team once again offered great advice and help throughout. Would highly recommend!
Contacted Keith at Pin Point Finance. The call was answered promptly and Keith was friendly and approachable. He listened to my circumstances and gave advice in a way I could…
We look forward to working with Pinpoint Financial Services for many years to come. Thank you again, Keith – wishing you and your team all the very best for the…
Multi-Unit Freehold Block Mortgages
Looking to finance a freehold building with multiple flats under one title? A Multi-Unit Freehold Block mortgage (MUFB) could be what you need.
We help landlords across Yorkshire and the UK secure specialist finance for blocks of flats, whether you’re purchasing, refinancing, or raising capital for your next project. We’ll guide you through the process, explain your options clearly, and find the lender that fits your strategy.
That’s where Pinpoint Finance comes in. We’re here to guide you through every step, ensuring you secure the right MUFB mortgage tailored to your specific needs.
What is a MUFB?
A Multi-Unit Freehold Block (MUFB) is a single building split into multiple, self-contained flats, all held under one freehold title. It’s different from a typical block of leasehold flats, and not all buy-to-let lenders will support this kind of investment.
Examples include:
Converted houses split into flats
Purpose-built blocks (2 to 10+ units)
Student lets with separate units under one roof
Who Are MUFB Mortgages For?
MUFB mortgages are ideal for:
Portfolio landlords looking for higher rental yields
Investors using Limited Company (SPV) structures
Landlords have multiple units within a single freehold property
Whether you already own the block or are buying from scratch, we’ll help you get the funding structure right.
Multi Unit Freehold Block Mortgage
What Do Lenders Look For?
MUFB mortgages are a specialist product. That’s why working with a broker who understands the market is essential.
Lenders typically assess:
Number of units (often 2–10+)
Property layout and self-containment
Rental income from each unit
Your experience as a landlord
SPV structure (if applicable)
We’ll help you package your case to suit each lender’s criteria and avoid wasting time with the wrong approach.
York & Yorkshire MUFB Mortgage Specialists
As brokers based in York, we understand the local investment market and how MUFBs fit into a wider portfolio strategy. Whether your block is in York, Leeds, Scarborough or Sheffield, or you’re investing further afield, we can help.
And because we’re fully independent, we work with a wide range of lenders including:
MUFB-friendly BTL lenders
Challenger banks
Specialist and development funders
Bridging and refurb lenders (if needed)
No matter where you’re based, if you need straight-talking advice, Yorkshire style, we can help.
Curious to see the areas we cover?
Let’s Talk MUFB Mortgages
Let Pinpoint Finance guide you toward securing the ideal Multi-unit Freehold Block mortgage. We’re here whenever you need us. Contact us or use our online booking system to schedule your free consultation callback.
Call us on 01904 866100