Great customer service. Very much appreciated the way Keith helped in pushing things through at each stage to a successful completion.
Keith Humphreys
We’ve recently worked with Pinpoint Financial Services for support with buy-to-let mortgages and couldn’t be more pleased with the service provided.
Great experience with PinPoint Finance- highly recommend!
Keith and his team have done a fantastic job at helping us buy our house. He found us the best mortgage available that suited our budget and did everything he…
Excellent service from Pinpoint. They are very responsive. They are highly knowledgeable and professional but equally they take a very human approach, have excellent people skills and treat you as…
Pinpoint Finance sorted remortgage for me. It was not easy task as i was in India but Keith on my behalf got things moving and eventually got it done.
Very impressive service, no messing about with questionnaires. Straight forward and honest appraisal. Thank-you very much Keith for all you did. I will recommend your service to friends and family.
Keith was always approachable, knowledgeable, and went the extra mile to ensure we had the right products and full clarity at every stage.
Fantastic service very professional halved my Morgage repayments very happy
Keith was very supportive and helpful especially when we had a bit of complicated issue to sort out. He was on the ball and got it sorted.
We look forward to working with Pinpoint Financial Services for many years to come. Thank you again, Keith – wishing you and your team all the very best for the…
From start to finish i have been very pleased with the way Keith handled my case. He kept me informed all the way so I didn’t have to worry about…
Excellent. Made the whole process much easier than I thought. Thank you.
Great service helping to source suitable finance for a complicated portfolio
Keith was able to explain what my best options were, and wasn’t at all pushy. I’ll definitely be contacting Pinpoint again in the future for all of my Commercial Finance…
Keith was really efficient, great communication and resolved a complicated issue with my mortgage. I would highly recommend his services.
Great service- so quick and very helpful
Fantastic service, I highly recommend.
Fantastic experience with Keith at Pinpoint. I have previously used mortgage brokers and found Keith has taken this business to a different level. Very professional, efficient and so easy to…
Contacted Keith at Pin Point Finance. The call was answered promptly and Keith was friendly and approachable. He listened to my circumstances and gave advice in a way I could…
Kelvin has now completed two BTL mortgages, the service you receive is first class, highly recommend.
What stood out most was the high level of communication and prompt response times – both of which are crucial when dealing with financial matters.
5 Stars!
A special thanks goes to Keith, whose advice and expertise throughout the process have been nothing short of excellent.
Very helpful & informative with information & answers to questions
Have used Pinpoint Finance several times now. Keith and the team once again offered great advice and help throughout. Would highly recommend!
Keith has been amazing from our first contact. Listening and advising what was the best deal for me. Really happy with the service and would highly recommend to friends and…
Need a Residential Mortgage Over £750,000?
Get Expert Help Securing Large Property Loans
When purchasing high-value property, standard mortgage options often fall short. That’s where large loan mortgages come in. At Pinpoint Finance, we help clients in York and nationwide secure high-value property finance through specialist lenders with flexible underwriting and competitive rates.
Whether you’re acquiring a primary residence, investing in buy-to-let, or refinancing a large portfolio, our advisers will help you access the borrowing you need, without compromise.
What Is a Large Mortgage Loan?
A large mortgage loan refers to any residential mortgage typically exceeding £750,000, although thresholds can vary by lender. These cases demand more than a one-size-fits-all approach. Lenders assess larger loans on a bespoke basis, often using manual underwriting rather than standard affordability calculators.
We help clients navigate the key challenges of high-value borrowing, including:
- Complex income structures (e.g. bonuses, dividends or retained profits)
- Enhanced scrutiny from lenders
- Flexible repayment and term structures
- Access to interest-only repayments
If you’re seeking a residential mortgage for a property in York or anywhere across the UK valued at £750,000 or more, large loan mortgage advice is essential to secure favourable terms.
Who We Help Secure Large Mortgages
We’ve supported a wide range of high-net-worth individuals:
- Company directors and business owners with retained profits
- Professionals with multiple income streams
- High-income earners in need of bespoke structuring
- Interest-only mortgage repayment options
Why Choose Pinpoint Finance for Large Mortgage Loans?
We know high-value borrowing is more than just a numbers game. It’s about building trust and crafting a lending solution that reflects your financial position and future plans. Here’s how we help:
✔ Access to bespoke underwriting teams
✔ FCA-regulated mortgage advice from experienced brokers
✔ In-depth understanding of high-value residential mortgages
✔ Office in York with online consultations across the UK
✔ Rated 5 stars on Google for client satisfaction
From income structuring to completion, we manage the whole process professionally and discreetly.
High-Value Mortgages for York Properties
With York’s growing number of executive homes and historic premium properties, large mortgage loans are becoming more common locally. From Bishopthorpe Road to City Centre properties and the surrounding countryside, we assist clients seeking mortgages for six-figure property purchases.
FAQs: Large Loan Mortgage Advice
It depends on your income, assets, credit profile, and the property’s value. Some lenders offer up to 5.5x income or higher for borrowers earning over £100,000.
Not always. In fact, high-value borrowers often access preferential rates, especially with a strong profile and good equity.
Many lenders ask for a deposit of 15%–25%, though lower deposit options may be available depending on the property, borrower, and loan size.
Start Your Large Mortgage Enquiry Today
If you’re planning to borrow £750,000 or more, expert advice is essential. Let us connect you with the right lenders and structure your mortgage for long-term success.
Contact our large loan mortgage advisors in York or book your online appointment now.
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