Excellent service from Pinpoint. They are very responsive. They are highly knowledgeable and professional but equally they take a very human approach, have excellent people skills and treat you as…
Keith Humphreys
Fantastic service very professional halved my Morgage repayments very happy
What stood out most was the high level of communication and prompt response times – both of which are crucial when dealing with financial matters.
5 Stars!
Fantastic experience with Keith at Pinpoint. I have previously used mortgage brokers and found Keith has taken this business to a different level. Very professional, efficient and so easy to…
Contacted Keith at Pin Point Finance. The call was answered promptly and Keith was friendly and approachable. He listened to my circumstances and gave advice in a way I could…
Great experience with PinPoint Finance- highly recommend!
Very helpful & informative with information & answers to questions
Keith was always approachable, knowledgeable, and went the extra mile to ensure we had the right products and full clarity at every stage.
Very impressive service, no messing about with questionnaires. Straight forward and honest appraisal. Thank-you very much Keith for all you did. I will recommend your service to friends and family.
Great service- so quick and very helpful
Keith has been amazing from our first contact. Listening and advising what was the best deal for me. Really happy with the service and would highly recommend to friends and…
We’ve recently worked with Pinpoint Financial Services for support with buy-to-let mortgages and couldn’t be more pleased with the service provided.
Great service helping to source suitable finance for a complicated portfolio
Keith was really efficient, great communication and resolved a complicated issue with my mortgage. I would highly recommend his services.
Keith was able to explain what my best options were, and wasn’t at all pushy. I’ll definitely be contacting Pinpoint again in the future for all of my Commercial Finance…
We look forward to working with Pinpoint Financial Services for many years to come. Thank you again, Keith – wishing you and your team all the very best for the…
Excellent. Made the whole process much easier than I thought. Thank you.
Keith was very supportive and helpful especially when we had a bit of complicated issue to sort out. He was on the ball and got it sorted.
Kelvin has now completed two BTL mortgages, the service you receive is first class, highly recommend.
Fantastic service, I highly recommend.
Keith and his team have done a fantastic job at helping us buy our house. He found us the best mortgage available that suited our budget and did everything he…
Great customer service. Very much appreciated the way Keith helped in pushing things through at each stage to a successful completion.
From start to finish i have been very pleased with the way Keith handled my case. He kept me informed all the way so I didn’t have to worry about…
Have used Pinpoint Finance several times now. Keith and the team once again offered great advice and help throughout. Would highly recommend!
Pinpoint Finance sorted remortgage for me. It was not easy task as i was in India but Keith on my behalf got things moving and eventually got it done.
A special thanks goes to Keith, whose advice and expertise throughout the process have been nothing short of excellent.
Moving Home and Need A Mortgage?
Whether you’re upsizing, downsizing, or relocating, securing the right home mover mortgage can make your next chapter smoother and more cost-effective. At Pinpoint Finance, we offer expert advice to movers in York and across the UK – online or in person. From understanding your borrowing potential to navigating homeowner loan interest rates, our specialist residential mortgage brokers are here to help every step of the way.
What is a Home Mover Mortgage?
A home mover mortgage is designed for individuals who already have a mortgage and are moving to a new property. You may be able to transfer your current deal (porting), or it might be more beneficial to take out a new one.
Why move your mortgage with us?
- Stay on track financially – Compare homeowner loan interest rates to find a more favourable deal.
- Borrow more or adjust terms – Upgrade to a bigger property or reduce your loan size if downsizing.
- Support with porting – Advice on keeping your existing rate when it makes financial sense.
- Nationwide lender panel – Access to high street and specialist lenders not always available direct.
We work with home movers in York and nationwide to secure flexible and cost-effective home mortgages tailored to your property plans.
How Much Can I Borrow When Moving Home?
Your borrowing power depends on:
- Your current property’s equity
- The value of the new home
- Income and financial commitments
- Your credit history
- Lender criteria
Should You Port or Switch Mortgage Deals?
When moving home, you typically have two options:
- Porting your mortgage – This means moving your current mortgage to your new home. It can be a good choice if your existing interest rate is competitive.
- Switching to a new mortgage – In some cases, starting a new deal offers better rates or more flexibility, especially if you’re borrowing more.
At Pinpoint Finance, our York-based mortgage brokers help you weigh up both options, considering exit fees, affordability assessments, and new homeowner loan interest rates.
Why Choose Pinpoint Finance for Your Home Move?
As residential mortgage brokers based in York and operating online across the UK, we combine expert financial advice with a friendly, efficient service.
- FCA-regulated guidance – Trusted, compliant, and always in your best interest
- Access to exclusive deals – Including options not available on the high street
- Rated by real customers – Take a look at our 5-star reviews on Google
We’re here to simplify your move – no jargon, no pressure, just straightforward support from start to finish.
FAQs About Home Mover Mortgages
Yes. Your deposit will usually come from the equity in your current home, but if you’re upgrading to a more expensive property, you may need to contribute additional funds.
Absolutely. Pinpoint Finance offers a fully online service. We’ll handle everything remotely – ideal for busy homeowners across the UK.
Not necessarily. Rates vary by lender, loan size, and your credit profile. Our brokers compare the market to find you a deal with competitive homeowner loan interest rates.
Your Next Home Move Starts Here
Planning a house move in the UK? Whether you’re looking to upgrade your living space or find something more manageable, the right home mortgage makes all the difference.
Speak with a trusted residential mortgage broker in York today.
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