HOW TO GUIDE
Helping You Understand Mortgage Valuations

Mortgage Valuations – What You Need to Know
When you apply for a mortgage, the lender needs to confirm the value of the property, and that’s where a mortgage valuation comes in.
This free guide explains the different types of valuations and surveys, what each includes, and how they affect your mortgage application.
📘 What’s inside the guide:
✅ The difference between a valuation and a full survey
✅ Why lenders require a valuation (even for remortgages)
✅ When a basic (Level 1) valuation is enough
✅ What a HomeBuyer’s Report (Level 2) covers
✅ When to consider a Full Structural Survey (Level 3)
✅ Why some valuations are free — but not for your benefit
✅ What to expect if you’re remortgaging vs purchasing
📥 Download your free guide: Complete our download form for full access to the guide.
For more helpful information, visit our resource hub here or request a callback from one of our team – we’re here to help.
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