NACFB Assurance
I’m pleased to share some news. Pinpoint Commercial Finance Limited has passed its NACFB Assurance consultation and is now officially NACFB Assured for 2026/27. Our certificate runs to late June 2027.
It’s a badge we’re proud to carry, but I know “we passed an industry audit” doesn’t mean much unless you understand what was actually checked and why it matters to you as a borrower. So here’s the plain-English version.
What is the NACFB?
The NACFB is the National Association of Commercial Finance Brokers. Founded in 1992, it’s the UK’s largest independent trade body for commercial finance brokers, and it sets the standards that good brokers are expected to meet.
Being a Member isn’t a tick-box exercise. The NACFB acts as a bridge between borrowers, brokers, and lenders, and it holds its Members to account on how they run their businesses and how they treat the people they work for. That last part is you.
What is NACFB Assured, and what gets checked?
Every NACFB Member has to undergo an Assurance consultation. Think of it as an independent health check on the business. An NACFB assessor goes through the firm and verifies that the way we operate stands up to scrutiny.
The consultation attests to three things in particular:
- The robustness of our processes. How we handle your case from first enquiry to completion, and the systems behind it. The assessor looks at whether we do what we say we do, consistently, and whether there’s a proper record of it.
- Our integrity. How we conduct ourselves with clients, lenders, and introducers. Whether we’re clear about how we’re paid, whether we manage conflicts properly, and whether we put your interests first.
- Our regulatory adherence. That we’re meeting our obligations as an FCA authorised firm and following the NACFB Code of Practice, not just on paper but in the way we run day to day.
Passing means an independent body has looked under the bonnet and confirmed the business is being run the way it should be.
Why this matters to you as a borrower
Accreditations are easy to collect and easy to ignore. What actually counts is what they buy you when you’re the one borrowing money. Here’s what NACFB Assured means in practice.
You’re dealing with a firm that’s been checked, not one that just says the right things. Anyone can put “trusted” and “professional” on a website. Assurance is a third party confirming it. When you hand your case to us, you’re doing it on the back of an independent review, not a marketing promise.
Your case is handled properly. The process check isn’t abstract. It’s about your application moving through cleanly, your documents being handled correctly, and nothing falling through the cracks. That’s the difference between a deal that completes on time and one that drags.
You know how we’re paid, and why. Transparency on fees and commission is central to the Code and to the way we work. There are no surprises, and you can ask us anything about how a recommendation is made.
Why this matters to lenders too
There’s a second side to this that borrowers don’t always see. I spent years on the lending side of the desk before setting up Pinpoint Finance, so I know exactly what a lender wants from a broker.
Lenders want cases that are packaged properly, presented honestly, and free of nasty surprises. A broker with a good Assurance record is a broker whose deals a lender can trust. That trust is worth real money to you, because it means we can have straight conversations with the right people and get your case taken seriously.
When a lender knows the broker in front of them is NACFB Assured, the whole conversation starts from a better place. That works in your favour.
Where this fits with everything else
NACFB Assured sits alongside the other standards we hold ourselves to. We’re authorised and regulated by the Financial Conduct Authority (FCA), and we work with a wide range of lenders across the commercial and residential markets to find the right fit for each client. You can read more about the team and how we work on our about page.
None of these on their own tells you the whole story. Together they add up to a firm you can hand a complicated borrowing decision to and trust to get it right.
Talk to us
If you’re weighing up a commercial mortgage, a buy-to-let, a development project, or a business loan, and you’d rather deal with a firm that’s been independently checked, we should talk.
Contact Us | Book a Callback | Call us on 01904 866 100
Email [email protected], and we’ll take it from there.
Your home or property may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home or property. Some forms of buy to let and commercial finance are not regulated by the Financial Conduct Authority.
